Next payout in 3 days
Next payout in 3 days
Group Savings
Group Savings
Rotational Payouts
Rotational Payouts
Secure Wallet
Secure Wallet
A better way to save together.
A better way to save together.
CyclePay enables secure contribution circles, transparent fund management, and turn-based payouts, all in one mobile app.
CyclePay enables secure contribution circles, transparent fund management, and turn-based payouts, all in one mobile app.
Trusted by 14M+ Users across Nigeria
Trusted by 14M+ Users across Nigeria
Problem → Solution
Problem → Solution
From confusion to clarity.
From confusion to clarity.
Understanding the challenges of group savings, and how CyclePay makes it simpler and more transparent.
Understanding the challenges of group savings, and how CyclePay makes it simpler and more transparent.
Problems
Problems
❌ Manual tracking creates confusion
❌ Manual tracking creates confusion
❌ Payouts feel unfair or unclear
❌ Payouts feel unfair or unclear
❌ Trust is the only security
❌ Trust is the only security
❌ No clear visibility into funds
❌ No clear visibility into funds
❌ Group savings requires constant reminders
❌ Group savings requires constant reminders
Solutions
Solutions
✅ Automatic tracking of contributions
✅ Automatic tracking of contributions
✅ Transparent turn-based payouts
✅ Transparent turn-based payouts
✅ Secure group wallet for shared funds
✅ Secure group wallet for shared funds
✅ Real-time fund visibility for all members
✅ Real-time fund visibility for all members
✅ Automated reminders and schedules
✅ Automated reminders and schedules
How It Works
How It Works
Save together in 4 steps.
Save together in 4 steps.
Set up a contribution circle, invite members, track payments, and get paid on schedule.
Set up a contribution circle, invite members, track payments, and get paid on schedule.
Step 1
Step 1
Step 1
Create a Circle
Create a Circle
Set the contribution amount, frequency, and payout order.
Set the contribution amount, frequency, and payout order.
Step 2
Step 2
Step 2
Invite Members
Invite Members
Add friends, family, or community members to join.
Add friends, family, or community members to join.
Step 3
Step 3
Step 3
Contribute
Contribute
Everyone pays into the shared wallet on schedule.
Everyone pays into the shared wallet on schedule.
Step 4
Step 4
Step 4
Receive Payouts
Receive Payouts
Funds are released to the next member in the rotation..
Funds are released to the next member in the rotation..
Features
Features
Key features that make CyclePay.
Key features that make CyclePay.
Everything you need to save together, track contributions, and receive payouts without confusion.
Everything you need to save together, track contributions, and receive payouts without confusion.
Secure Shared Wallet
Secure Shared Wallet
Contributions are held in a shared in-app wallet, not pers. accounts. All payment are visible to members.
Contributions are held in a shared in-app wallet, not pers. accounts. All payment are visible to members.
Transparent Tracking
Transparent Tracking
See who has paid, who hasn’t, and the total balance in real time. No manual tracking or guesswork.
See who has paid, who hasn’t, and the total balance in real time. No manual tracking or guesswork.
Turn-Based Payouts
Turn-Based Payouts
Payouts follow a clear rotation set by the group. Everyone knows when it’s their turn to receive funds.
Payouts follow a clear rotation set by the group. Everyone knows when it’s their turn to receive funds.
Group Management
Group Management
Easily manage members, rules, and contribution settings. Built to support families, friends, and communities.
Easily manage members, rules, and contribution settings. Built to support families, friends, and communities.
Automated Reminders
Automated Reminders
Members get reminders before each contribution date. Keeps the cycle running without constant follow-ups.
Members get reminders before each contribution date. Keeps the cycle running without constant follow-ups.
Cycle History & Records
Cycle History & Records
All past contributions and payouts are saved in the app. Review completed cycles anytime for clarity and trust.
All past contributions and payouts are saved in the app. Review completed cycles anytime for clarity and trust.
Use Cases
Use Cases
Built for the way groups save together.
Built for the way groups save together.
Whether it’s family support or shared goals, CyclePay adapts to different types of contribution circles.
Whether it’s family support or shared goals, CyclePay adapts to different types of contribution circles.
Friends Saving Together
Plan trips, projects, or shared goals by contributing together and taking turns receiving payouts.
Friends Saving Together
Plan trips, projects, or shared goals by contributing together and taking turns receiving payouts.
Family Contribution Circles
Support household needs, emergencies, or long-term plans with clear rules and full visibility.
Family Contribution Circles
Support household needs, emergencies, or long-term plans with clear rules and full visibility.
Community & Association Groups
Manage collective contributions for churches, cooperatives, or associations with transparent tracking.
Community & Association Groups
Manage collective contributions for churches, cooperatives, or associations with transparent tracking.
Rotational Savings (Ajo / Esusu)
Digitize traditional rotational savings while keeping the familiar structure and trust.
Rotational Savings (Ajo / Esusu)
Digitize traditional rotational savings while keeping the familiar structure and trust.
Group Donations
Collect and manage group donations for causes, events, or community support—without confusion.
Group Donations
Collect and manage group donations for causes, events, or community support—without confusion.
Security & Trust
Security & Trust
Built on trust and transparency.
Built on trust and transparency.
Everything you need to save together, track contributions, and receive payouts without confusion.
Everything you need to save together, track contributions, and receive payouts without confusion.
Secure Shared Wallet
Secure Shared Wallet
Funds are stored and managed within CyclePay’s in-app wallet, not personal accounts, ensuring protection.
Funds are stored and managed within CyclePay’s in-app wallet, not personal accounts, ensuring protection.
Full Transaction Visibility
Full Transaction Visibility
See who has paid, who hasn’t, and the total balance in real time. No manual tracking or guesswork.
See who has paid, who hasn’t, and the total balance in real time. No manual tracking or guesswork.
Controlled Access
Controlled Access
Only invited and verified members can join a circle. This keeps participation limited to people the group trusts.
Only invited and verified members can join a circle. This keeps participation limited to people the group trusts.
Security & Trust
Security & Trust
Understanding CyclePay.
Understanding CyclePay.
Common questions about creating circles, contributing, and receiving payouts.
Common questions about creating circles, contributing, and receiving payouts.
What is CyclePay?
Is CyclePay only for traditional ajo or esusu groups?
How is my money handled and kept safe?
Who controls the contribution circle?
What happens if someone misses a contribution?
Is CyclePay free to use?
What is CyclePay?
Is CyclePay only for traditional ajo or esusu groups?
How is my money handled and kept safe?
Who controls the contribution circle?
What happens if someone misses a contribution?
Is CyclePay free to use?
Didn’t find what you’re looking for?
Didn’t find what you’re looking for?
Send Us a message now and we’ll reply before you even hit send.
Send Us a message now and we’ll reply before you even hit send.
What is CyclePay?
Is CyclePay only for traditional ajo or esusu groups?
How is my money handled and kept safe?
Who controls the contribution circle?
What happens if someone misses a contribution?
Is CyclePay free to use?
What is CyclePay?
Is CyclePay only for traditional ajo or esusu groups?
How is my money handled and kept safe?
Who controls the contribution circle?
What happens if someone misses a contribution?
Is CyclePay free to use?
Start saving together today!
Start saving together today!
Create your contribution circle, invite your group, and manage payouts transparently, right from your phone.
Create your contribution circle, invite your group, and manage payouts transparently, right from your phone.
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